A Mutual Fund is a professionally-managed trust, where the savings from many investors
are collectively invested as one. This money is then invested in various securities
such as stocks, bonds, short-term money market instruments and commodities such
as precious metals.
Investors in a mutual fund have a common financial goal. Based on this, as well
as the fund’s investment objective, their money is invested in different asset classes.
Because the funds are well diversified, they tend to offset potential losses.
The amount that you need to invest in mutual funds is comparatively lesser than
other instruments. But even when they’re investing only a few thousand rupees, retail
investors get the advantage of having seasoned finance professionals manage their
money. Mutual funds are either actively managed by professional fund managers or
passively tracked by an index or industry.
They’re a great option for investors who lack the time or knowledge to make traditional
and usually complex investment decisions. This way they can manage their savings
passively without paying high fees. But that also means that by putting your money
in a mutual fund, you permit the portfolio manager to make those essential decisions
for you. At Achintya we provide you the option of doing direct investing as per
your own risk appetite and preferences and also in the guided form with help of
our wealth department with the help of which you can also invest in the regular